Terms & Conditions
Your family’s future deserves an environment that helps them thrive.
- Privacy Policy
1. Acceptance of Terms
By accessing or using Lifensage’s website or services, you agree to these Terms & Conditions and our Privacy Policy. These terms are legally binding and are compliant with U.S. federal and state insurance laws.
2. Licensing and Regulatory Disclaimers
Lifensage is a licensed and independent insurance provider and not affiliated with government programs or any specific carrier unless explicitly stated. Licensing information is available upon request.
3. No Guarantee of Insurance Approval
Quotes provided are not guarantees of coverage. Final decisions are made solely by the underwriting insurance carriers.
4. Consent for Communication
By submitting your contact details, you give express written consent for Lifensage or its licensed partners to contact you via phone call, text message, email, or prerecorded voice. This consent overrides your status on any federal or state Do Not Call list until you revoke consent.
5. Website Use Policy
You agree not to:
- Misrepresent identity or eligibility
- Upload malware or malicious scripts
- Use bots, scrapers, or harvest data
- Abuse forms or quote engines for spam
6. Intellectual Property
All website content, trademarks, and code are owned by Lifensage or licensors. You may not copy, redistribute, or alter materials without permission.
7. Lead Management and Third Parties
We may use third-party lead management tools such as TrustedForm and Jornaya for proof of compliance. Data collected through these certificates is used solely for verification and compliance.
8. Indemnification
You agree to indemnify and hold harmless Lifensage, its directors, agents, and partners from any claims or damages arising out of your misuse of the site or violation of these Terms.
9. Limitation of Liability
Lifensage is not liable for:
- Loss of data, income, or profit
- Errors or delays in services
- Actions by third-party carriers
Our liability is limited to the fullest extent permitted by law.
10. Governing Law and Jurisdiction
These Terms are governed by the laws of the state in which Lifensage is incorporated. Any disputes shall be resolved in the courts of that jurisdiction.
11. Opt-Out Instructions
To revoke communication consent or opt out of marketing, please email: Info@lifensage.com or call (206) 709-6993. All requests are honored within 24 hours.
12. Contact
Lifensage Insurance Services
Email: Info@lifensage.com
Phone: (206) 709-6993
